Four iphone apps that will help you save money, including the Postabon, Consumer Reports, Tiptap, and Valpak Local Coupons apps.
In order to help you start off 2010 right, MoneyDesktop.com has launched a campaign with the goal of helping one million Americans to get out of debt. The “Three for Free” program gives you the chance to use the financial tool for free as long as you get three of your friends to sign up for the software. Those new users can get another three friends out of debt, and so on.
We’ve all heard the typical budget allocations for the rest of the country — 30% to rent, 20% to transportation, 15% for food. But how does this tie in with New Yorkers who tend to average about 50% of their salary or more on rent? Late last year, CNN posted a budget pie chart to show Americans where they should be allocating their monthly income. But we’re going to take a closer look at how New Yorkers are — or should be — budgeting their money.
I got Ramit Sethi’s, a personal finance blogger gone book author, new read a few weeks back and had the pleasure of leisurely siphoning through it over the past few days. I will Teach You to be Rich – the book – like most financial know-hows doesn’t break any new barriers when it comes to basic financial principals. But let’s face it: personal finance isn’t nuclear science. A successful PF book teaches people how to implement these ideas into their daily routine and make them stick.
Unbeknownst to me, ING (the online based bank with the consistently good APY’s) has opened cafes in a bunch of major U.S. cities — complete with free wife and free personal finance seminars and webinars. Who knew!?
It’s been seven months since we gave birth to the shiny new creation that is LifeStyler. As we trek further down the road looking back on the happenings of the past month — whether it was delving into Obama’s new stimulus plan, tips on surviving in NYC’s harsh employment landscape, or fun, free weekend ideas — our mission stays the same: to keep bringing smart, pertinent and helpful information about lifestyle and personal finance to the young and ambitious in NY. And in true LifeStyler tradition, here are some of our Editor’s story picks from February’s harvest.
After speaking to various older coworkers and family members, I’ve come to the realization that it’s not only the younger generations that need a crash course in personal finance — many of the ones closing in on retirement need a refresher course too.
In the age of the credit crunch, credit scores are the passport to your financial future. The new year has brought many things, and with it, a new scoring model. We spoke to Ken Lin, CEO of Credit Karma (a website that lets you check your credit score for free — anytime, anywhere) about the change in the FICO credit scoring model to get a better idea of what the changes are and how they will affect you.
Getting your debt under control isn’t something that comes easily or quickly. It’s a long, arduous process, not unlike a diet, that requires constant attention and focus. For many, it’s the same process that starts and stops each year, a declining goal once the initial excitement has worn off. But if there’s ever been a year to shore up your finances, 2009 is it. So to make sure there’s no backsliding, we’ve mixed some time honored morals into the process to help you stay abreast of your financial objectives this year. Keep reading for four fundamental values and how they should tie directly into your debt management goals.
Vanguard has a cool new video series up on their website right now which talks about how to make the most of your investing ventures. Their reassuring voice couldn’t come at a better time, considering many people’s hesitancy to trust the market right now. Keep on reading for their four part video series which focuses on controlling your investment costs, managing risk, choosing the right investments, and the benefits of long-term investing.
