Investing can be an overwhelming and daunting task when you’re young and first starting out with your investments. But are young people today turned off by investing after seeing our parent’s nest eggs deteriorate in front of our eyes? Or do we live in a world so focused on the here and now, that planning for the distant future seems like a nonessential task.

Investing in your retirement has never been more important than it is now. With the current state of the economy, there’s not much of a reason to have faith that you’re social security payments will provide much stability to you in your golden years. With the rising costs of living and pretty much everything else, social security contributions can’t and won’t keep up with inflation, and what may barely pay your bills now certainly won’t pay them when you’re 65.

We hope you guys are taking full advantage of the low in the stock market right now and buying up bargain stocks for your portfolio. But since stock purchasing can be quite the confusing mass of numbers and fees, we’ve decided to throw together a list of fees that you should watch out for — and some — to avoid when possible.