Jeremey over at GenXFinance reviewed the new Discover Prepaid Debit Card. The card is focused on teaching teenagers about controlled spending and maintaining balance limits, which is great. But what about those Gen X and Gen Y’ers who don’t trust themselves with their plastic? A good way to impose restraints on unruly spending? We think so.

I got Ramit Sethi’s, a personal finance blogger gone book author, new read a few weeks back and had the pleasure of leisurely siphoning through it over the past few days. I will Teach You to be Rich – the book – like most financial know-hows doesn’t break any new barriers when it comes to basic financial principals. But let’s face it: personal finance isn’t nuclear science. A successful PF book teaches people how to implement these ideas into their daily routine and make them stick.

We’ve been getting lots of inquiries about BillShrink, the free online website that analyzes credit cards and phone bills to find the best deal for your specific needs. So after giving a couple of thorough overviews of the services, we decided to go straight to the source and get some information about the site firsthand about what spurred these guys on, what to expect from the service, and most importantly, where they plan to expand to in the future. Keep on reading for our Q&A with Bill Shrink CEO, Peter Pham.