Financial advisers wisely push the idea of keeping a few months worth of money in savings as one never known when an unfortunate event may occur that demands a significant sum of money. They tend to overlook, however, the importance of the change cup, which can come in extra handy for times when you need a few extra bucks, fast.

The average American household spent around $40 for Halloween candy last year, and according to The Nielson Company, the price of candy and chocolate has increased this year. For those of you who will be manning the door to hand out goodies to the neighborhood kids, keep your costs low with a few thrifty treat ideas.