Every New Year’s Eve we toast to a surviving another year and promise to make the next one even better. We sing away old acquaintances and drink to our health and happiness. But on the first day of the New Year the only thing we commit to is nursing away a very strong hangover.

The first decade of the 2000′s is over, so start 2010 with a fresh slate by chipping away at the debt that has surely piled up during this withering economy. Get started on this resolution with MoneyDesktop.com, a software that helps pay off all your credit cards, car loans, student loans and even home mortages by the end of the this new decade.

In order to help you start off 2010 right, MoneyDesktop.com has launched a campaign with the goal of helping one million Americans to get out of debt. The “Three for Free” program gives you the chance to use the financial tool for free as long as you get three of your friends to sign up for the software. Those new users can get another three friends out of debt, and so on.

“We want people to pay it forward, so to speak, and encourage their friends and neighbors to declare their financial independence, and start working towards debt-free living at no charge,” said Seth Risenmay, president of Money Desktop.com.

With MoneyDesktop, users can take advantage of a lot of services that other online tools may not have:

Download financial history
Build a budget
Standard Debt Elmination
Line of Credit Method Debt Elimination
Track your expenses
Reconcile your budget
Implement your debt plan
Save money strategically
Restructure Debt
Plan for retirement

Get started on your New Year’s resolution and help your friends out and take advantage of MoneyDesktop.com’s Three for Free campaign in 2010.

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